It is the basic form according to their manual with no additional optional coverages:

 120. COVERAGE

A. Covered Causes of Loss – Basic Form

Citizens provides the Basic Form which includes coverage for fire, lightning, explosion, windstorm or hail, smoke, aircraft or vehicle, riot or civil commotion, vandalism, sprinkler leakage, sinkhole collapse and volcanic action.

Here is the breakdown by Group I & Group II:

• Group I:
  • Fire
  • Lightning
  • Explosion
  • Vandalism
  • Sprinkler Leakage

• Group II:
  • Windstorm or hail
  • Smoke
  • Aircraft or Vehicle
  • Riot or Civil Commotion
  • Sinkhole Collapse
  • Volcanic Action