Basic

This Coverage Limit is the minimum amount of insurance required by the State. In most cases, this will be the lowest premium. The Coverage Limit amounts listed indicate the maximum amount paid if you are found liable for damage caused by you or a driver of your vehicle to another. If the claim exceeds these amounts, you would be responsible for the difference. You could be forced to liquidate certain assets you own to pay off the balance.

$10,000/$20,000 Liability Bodily Injury

$10,000 Property Damage

$10,000/$20,000 Uninsured Motorist Bodily Injury

$2,000 Medical Payments

$10,000 Personal Injury Protection

$0 PIP Deductible

PIP Deductible Option applies to Named Insured and Resident Relatives

Wage Loss Exclusion = Yes

PIP Type = Basic

Standard

This Coverage Limit would provide above-average protection. The Coverage Limit amounts listed indicate the maximum amount paid if you are found liable for damage caused by you or a driver of your vehicle to another. If the claim exceeds these amounts, you would be responsible for the difference. You could be forced to liquidate certain assets you own to pay off the balance.

$50,000/$100,000 Liability Bodily Injury

$50,000 Property Damage

$50,000/$100,000 Uninsured Motorist Bodily Injury

$2,000 Medical Payments

$10,000 Personal Injury Protection

$0 PIP Deductible

PIP Deductible Option applies to Named Insured and Resident Relatives

Wage Loss Exclusion = Yes

PIP Type = Basic

Optimal

This Coverage Limit would provide the broadest coverage of the three levels available here. The Coverage Limit amounts listed indicate the maximum amount paid if you are found liable for damage caused by you or a driver of your vehicle to another. If the claim exceeds these amounts, you would be responsible for the difference. You could be forced to liquidate certain assets you own to pay off the balance.

$100,000/$300,000 Liability Bodily Injury

$100,000 Property Damage

$100,000/$300,000 Uninsured Motorist Bodily Injury

$2,000 Medical Payments

$10,000 Personal Injury Protection

$0 PIP Deductible

PIP Deductible Option applies to Named Insured and Resident Relatives

Wage Loss Exclusion = Yes

PIP Type = Basic